Saturday, 24 May 2025

The tomb of Baba Shadi Shaheed, also known as Hazrat Sheikh Shadi Shaheed or Raja Shadab Khan,

 The tomb of Baba Shadi Shaheed, also known as Hazrat Sheikh Shadi Shaheed or Raja Shadab Khan, is a revered Sufi shrine located in the Samahni Valley near Bhimber in Azad Jammu and Kashmir, Pakistan.  This shrine holds significant spiritual and cultural importance, particularly among the Chib Rajput community. 


Historical Background


Baba Shadi Shaheed was a prominent Sufi saint and a member of the Chib Rajput tribe.  During the Mughal era, he was known for his wisdom and healing abilities.  He was invited to treat Emperor Babur, who, in gratitude, offered his daughter in marriage to Baba Shadi.  He also married Humayun's niece, the daughter of Pir Haibat of Kandahar.  His services to the Mughal Empire earned him the title of Shadab Khan and appointments as governor of Kashmir and Kandahar.  He was eventually killed during Emperor Akbar's reign and has since been venerated as a saint.  


The Shrine


The shrine, known as Mazar Baba Shadi Shaheed, is situated approximately 20 kilometers from Bhimber city in the area called Aadi Dhak on the Bhimber-Samahni valley road.   It is a place of pilgrimage, especially for the Chib Rajputs, who bring their children to the shrine for a ceremonial haircut, a tradition symbolizing their connection to the saint.  The shrine is also visited by couples seeking blessings for childbirth.  


Visiting the Shrine


The shrine is accessible by road from Bhimber.  Visitors can use GPS coordinates 33.0400727, 74.1100756 for precise navigation.   The area offers scenic views of the surrounding hills and valleys, providing a serene environment for reflection and prayer.  Local festivals and gatherings are held at the shrine, offering insights into the vibrant traditions of the region. 


Cultural Significance


The tomb of Baba Shadi Shaheed is not only a religious site but also a cultural landmark that reflects the rich heritage of the region.  Its architecture and the rituals practiced there offer a glimpse into the historical and spiritual tapestry of Azad Jammu and Kashmir. 


For those interested in exploring more about the shrine, here is a video that provides a visual tour: 




Saturday, 17 May 2025

Watala, Azad Kashmir: A Hidden Gem of History and Nature

 Exploring Watala, Azad Kashmir: A Hidden Gem of History and Nature 


Nestled in the Bhimber District of Azad Jammu and Kashmir, Watala is a village that seamlessly blends historical significance with natural beauty. Part of Tehsil Barnala, Watala is renowned for its rich cultural heritage, spiritual landmarks, and scenic landscapes. 



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🏛️ Historical Significance


Watala holds a notable place in the annals of history. The area is associated with the Dogra dynasty, as Maharaja Hari Singh's maternal grandparents hailed from this region. The village is also home to the historic Mango Gardens, which have been a part of the local heritage for over 200 years. These gardens are not only a testament to the area's agricultural legacy but also a symbol of its enduring cultural traditions.  



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🌳 Natural Attractions and Picnic Spots


Watala's natural beauty offers several spots for relaxation and recreation: 


Watala National Park: This park is rich in biodiversity and serves as a sanctuary for various plant and animal species. It's an ideal location for nature walks, bird watching, and experiencing the tranquility of the natural environment.  


Mango Gardens: These historic gardens are not only significant for their age but also for their contribution to the local economy and culture. Visitors can enjoy the lush greenery and perhaps even taste the renowned Watala mangoes during the harvest season.  




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🕌 Religious and Spiritual Sites


Watala and its surrounding areas are home to several religious sites that reflect the spiritual fabric of the community: 


Local Mosques: The village houses several mosques that serve as centers for worship and community gatherings. 


Mazar Baba Shadi Shaheed: Located in the Bhimber District, this shrine is dedicated to Baba Shadi Shaheed and is a place of spiritual significance for many visitors.  




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🏨 Accommodation and Amenities


While Watala is a village with limited commercial infrastructure, nearby towns such as Barnala offer accommodations and other amenities: 


Barnala: As the administrative center of the tehsil, Barnala provides lodging options, restaurants, and shopping facilities for visitors exploring the region.  




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🎥 Experience Watala


For a visual glimpse into Watala's charm, you might find this video insightful:



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Watala, with its rich history, spiritual sites, and natural beauty, offers a unique experience for those looking to explore the lesser-known treasures of Azad Kashmir. Whether you're a history enthusiast, a nature lover, or someone seeking spiritual solace, Watala welcomes you with i

ts serene landscapes and warm hospitality.


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Discovering Kotla Arab Ali Khan: A Blend of Heritage and Modernity

 Discovering Kotla Arab Ali Khan: A Blend of Heritage and Modernity 


Nestled in the Gujrat District of Punjab, Pakistan, Kotla Arab Ali Khan is a town rich in history and cultural significance. Located near the border with Azad Kashmir, this town serves as Union Council -99 of Tehsil Kharian.  



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🏛️ Historical Background


Kotla Arab Ali Khan, often referred to simply as Kotla, has a storied past that reflects the broader historical narratives of the region. Its strategic location has made it a focal point for various cultural and historical developments over the centuries. 



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🕌 Religious and Historical Sites


Grand Mosque Kotla (سنى رضوى جامع مسجد كوٹلہ): A prominent place of worship in the town, known for its architectural beauty and spiritual significance. 


Bhand Gran: A nearby village approximately 5 km from Kotla Arab Ali Khan, Bhand Gran is home to seven mosques and reflects the religious diversity of the area. 




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🏨 Accommodation Options


While Kotla Arab Ali Khan may have limited hotel options, nearby areas offer accommodations for visitors:



Sarhang Guest Rooms:

Discovering Kotla Arab Ali Khan: A Blend of Heritage and Modernity 


Nestled in the Gujrat District of Punjab, Pakistan, Kotla Arab Ali Khan is a town rich in history and cultural significance. Located near the border with Azad Kashmir, this town serves as Union Council -99 of Tehsil Kharian.  



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🏛️ Historical Background


Kotla Arab Ali Khan, often referred to simply as Kotla, has a storied past that reflects the broader historical narratives of the region. Its strategic location has made it a focal point for various cultural and historical developments over the centuries. 



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🕌 Religious and Historical Sites


Grand Mosque Kotla (سنى رضوى جامع مسجد كوٹلہ): A prominent place of worship in the town, known for its architectural beauty and spiritual significance.  


Bhand Gran: A nearby village approximately 5 km from Kotla Arab Ali Khan, Bhand Gran is home to seven mosques and reflects the religious diversity of the area.  




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🏨 Accommodation Options


While Kotla Arab Ali Khan may have limited hotel options, nearby areas offer accommodations for visitors: 


Sarhang Guest Rooms: Located in Kharian Cantt, this guest house provides comfortable lodging for travelers.  


Heaven Rose Hotel and Restaurant: Situated on Guliana - Kotla Arab Ali Khan Road, this establishment offers both dining and accommodation services.  



Travelers are advised to check online platforms for the latest information on accommodations in the region. 



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🏦 Banking Facilities


Kotla Arab Ali Khan hosts several banking institutions, ensuring financial services are accessible to residents and visitors: 


The Bank of Punjab: Located at Darood Sharif Plaza on Bhimber Road, this branch offers a range of banking services.  


Bank Al Habib: Situated in Tehsil Kharian, this branch provides comprehensive banking solutions.  


Askari Bank: Also located on Bhimber Road, Askari Bank serves the financial needs of the community.  




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🏥 Healthcare Services


Healthcare facilities in Kotla Arab Ali Khan cater to the medical needs of the local population: 


Kotla Doctors Hospital: A private hospital offering various medical services to the community.  


Civil Hospital Kotla Arab Ali Khan: A government-run facility providing primary healthcare services.  


Hassan Hospital: Located on Bhimber Road, this hospital offers general medical services.  


Life Care Children Hospital: Specializing in pediatric care, this hospital is dedicated to children's health.  




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🌳 Recreational and Picnic Spots


For leisure and recreation, Kotla Arab Ali Khan and its surroundings offer several spots: 


Bhimber Nala: Located approximately 8.5 km from Kotla Arab Ali Khan, this natural stream is a popular spot for picnics and relaxation.  


Stadium Kotla Arab Ali Khan: A local stadium that hosts various sports and community events.  




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Kotla Arab Ali Khan stands as a testament to the rich tapestry of history and culture in Punjab. Its blend of historical significance, religious heritag

e, and modern amenities makes it a unique destination worth exploring. 


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Tanda Gujrat Punjab Pakistan

 Exploring Tanda, Gujrat: A Blend of Heritage and Modernity 


Tanda, a town in the Gujrat District of Punjab, Pakistan, is a place where history and contemporary life intertwine. With a population of approximately 10,000, Tanda serves as a Union Council within the Gujrat Tehsil.  



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🏛️ Historical Background


The name "Tanda" is believed to mean "place of stay" in Sanskrit. Before the Partition of India in 1947, Tanda had a significant Sikh population, particularly from the Labana Gujjar community. Post-partition, many Gujjar tribes from Jammu & Kashmir migrated to Tanda, enriching its cultural tapestry.  


An educational milestone in Tanda's history is the establishment of a community school by the Labana Gujjars, who collectively contributed to its founding by donating their jewelry. This school was renowned for its quality education even before the partition.  



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🕌 Religious and Historical Sites


Barila Sharif: Located approximately 5 km from Tanda, this village is renowned for its spiritual significance. It houses the grave of Hazrat Qanbeet, believed to be 70 yards long, attracting visitors from across Punjab.  


Masjid Ya Rasool Allah: Situated on Tanda-Karianwala Road in Dhamtal, this mosque serves as a place of worship and community gathering.  




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🏨 Accommodation Options


While Tanda itself may have limited hotel options, nearby areas offer accommodations for visitors: 


Hotels in Mota: The adjacent village of Mota provides lodging options for travelers seeking proximity to Tanda.  



Travelers are advised to check online platforms for the latest information on accommodations in the region. 



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🏦 Banking Facilities


Tanda hosts several banking institutions, ensuring financial services are accessible to residents and visitors: 


United Bank Limited (UBL): Located in Village Tanda, Tehsil Gujrat, this branch offers a range of banking services.  


Habib Bank Limited (HBL): Situated in Village & Post Office Tanda, Tehsil & District Gujrat, HBL provides comprehensive banking solutions.  




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🏥 Healthcare Services


Healthcare facilities in Tanda cater to the medical needs of the local population: 


Sabir Hospital: Established by Dr. Sabir Hussain, this hospital offers services in pediatrics and general medicine.  


Government Maternity Hospital Tanda: This government-run facility provides maternity services to the community.  




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🌳 Recreational and Picnic Spots


For leisure and recreation, Tanda and its surroundings offer several spots: 


Barila Sharif: Beyond its religious significance, the serene environment of Barila Sharif makes it a suitable spot for picnics and relaxation.  


Marala Headworks: Located in the broader Gujrat District, this site offers scenic views and opportunities for boating and fishing, making it a popular picnic destination.  




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Tanda stands as a testament to the rich tapestry of history and culture in Punjab. Its blend of historical significance, religious heritage, and mod

ern amenities makes it a unique destination worth exploring. 


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Karianwala richest town of Pakistan

Exploring Karianwala: A Blend of History, Culture, and Modern Amenities 

Karianwala, situated in the Gujrat District of Punjab, Pakistan, is a town rich in history and cultural heritage. Established around 1206–1207 CE, it has evolved into a vibrant community known for its progressive ethos and diverse population. 


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🏛️ Historical Background

The town's origins trace back to the early 13th century when it was founded under the direction of Qutbuddin Aibak, the first Sultan of Delhi. Over the centuries, Karianwala has witnessed various historical events, including a notable battle in 1780 CE. The name "Karianwala" is believed to derive from the Punjabi word "Kari," meaning "chain," indicating the town's historical association with chain production.  


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🕌 Prominent Mosques and Religious Sites

Karianwala is home to several significant mosques that serve as centers for worship and community gatherings: 

Jamia Masjid Ghousia (Masjid Tarkhanan Wali): A central mosque known for its architectural beauty. 

Masjid Ya Rasool Allah: Located on Tanda-Karianwala Road, this mosque is a notable religious site in the area.  

Mosque Ayesha Siddiqa: Another prominent mosque serving the local community.  


Additionally, nearby villages like Mahey host tombs of revered Sufi saints, reflecting the region's spiritual heritage.  


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🏨 Accommodation Options

While Karianwala itself may have limited hotel options, nearby areas offer accommodations for visitors: 

Hotels in Gujrat: The nearby city of Gujrat provides various lodging options, ranging from budget to mid-range hotels.  


Travelers are advised to check online platforms for the latest information on accommodations in the region. 


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🏦 Banking Facilities

Karianwala hosts several banking institutions, ensuring financial services are accessible to residents and visitors: 

Askari Bank: Located on Jalalpur Jattan Road, providing conventional banking services.  

Bank Al Habib: Also situated on Jalalpur Jattan Road, offering a range of financial products.  

Habib Bank Limited (HBL): Serving the community with various banking solutions.  


Other banks, including MCB Bank and Allied Bank, also have branches in the vicinity, contributing to the town's economic infrastructure. 


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🏥 Healthcare Services

Healthcare facilities in Karianwala cater to the medical needs of the local population: 

Rural Health Center (RHC) Karianwala: A government-run facility providing primary healthcare services.  

Wali Hospital: A private hospital offering various medical services to the community.  


These institutions play a crucial role in maintaining the health and well-being of residents. 


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🌳 Recreational and Picnic Spots

For leisure and recreation, Karianwala and its surroundings offer several spots: 

Tanda Park: A nearby park providing green spaces for relaxation and family outings. 

Head Marala - Chenab View Point: Located a short drive away, this spot offers scenic views of the Chenab River, ideal for picnics and nature walks.  


These locations provide residents and visitors with opportunities to enjoy the natural beauty of the region. 


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Karianwala stands as a testament to the rich tapestry of history and culture in Punjab. Its blend of historical significance, religious heritage, and modern amenities makes it a unique destination worth exploring. 

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Sunday, 30 July 2017

Sawat valley




Sawat is basically a valley and we can say that it is the most important district of Khyber Phakhtoon Khua in administrative means. Location of Sawat is nearer to the Pak Afghan border and lies above the Sawat River. The land of Sawat is full of beauty and we can say that the nature is truly in its original form and the blessings of Allah Almighty are on their peak. The land of Sawat is filled with the terrain and the beautiful green mountains and the fresh water lakes are annoying and are the major cause of tourist attraction. The beauty is in such a way that we can say “Heaven on the earth”
The basic language spoken in Sawat is the one and only Pashtoo (Pakhtoo).

Sawat has a very great cultural background and the culture relates about the Buddhism. There is a great museum located in Sawat which is full of the marvelous, unique and surprising antique pieces of several kinds related with the daily life of the followers of Buddhism. Along with that there are also some of the statues of Buddha which has created a lot of attraction for the archeological minds. For the sake of ancient knowledge many tourists come to Sawat. There are a lot of places in Sawat which all have their separate importance and attraction by the tourists. One of the most visiting areas of Sawat is “Malam Jabba” the area is filled with ice throughout the year. People living in Pakistan plan several picnic programs in the summer vacations and most of them move towards Sawat.

The economy of Pakistan has great dependence on the beautiful valley of Sawat because there are a lot of natural resources and some of the livestock also comes up from Sawat. There is a mine of China clay in Sawat and this mine is the major source of china clay production in Pakistan.

History

Swat has been inhabited for over two thousand years. The first inhabitants were settled in well-planned towns. In 327 BC, Alexander the Great fought his way to Odigram and Barikot and stormed their battlements. In Greek accounts these towns have been identified as Ora and Bazira. Around the 2nd century BC, the area was occupied by Buddhists, who were attracted by the peace and serenity of the land. There are many remains that testify to their skills as sculptors and architects. Later some Dilazak entered the area along with Sultans from Kunar and their tribe was styled as Swatis. The originator of the present family of Swat was the Muslim saint Abdul Ghafoor, a Pashtun and Akhund of Swat, a Safi Momand of [ Devalai area in Swat, from where he went to Buner territory. He was a pious man and the people respected him so greatly that they called him Akhund Sahib.[9]

During the mid-19th century, Muslim tribes were fighting against each other for the possession of Swat Valley. On the intervention of the honourable Akhund Sahib, the killing was stopped, and such was his influence that the chiefs of all tribes unanimously made him the ruler of the valley. Akhund Sahib administrated the valley according to Muslim laws. Peace and tranquility prevailed, and agriculture and trade flourished in the territory. Akhund Sahib had two sons by his wife, who belonged to Naik pi Khel (نیک پی خیل).

After the death of Akhund Sahib, the tribal chiefs again started fighting and killing, which continued for years. Eventually the tribal chiefs agreed to give the control of the valley into the hands of the honourable Gul Shahzada Abdul Wadood, the son of Mian Gul Abdul Khaliq, son of Akhund Sahib. The wife of Mian Abdul Wadood was the daughter of Afzal-ul-Mulk, the ruler of Chitral. The British by trick put Chitral under the suzerainty of Kashmir. The Chitral ruler gave two horses every year to the Rajia of Kashmir, and the Raja provided Chitral with grain and sugar, etc. Swat thus went under protection of the British.

During the rule of Mian Gul Muhammad, Abdul Haq Jehanzeb, the son of Mian Abdul Wadood Sahib, the state acceded to Pakistan in 1947. The Princely State of Swat (Urdu: ریاست سوات‎) was a province of the Durrani Empire ruled by local rulers known as the Akhunds, then until 1947 a princely state of the British Indian Empire, which was dissolved in 1947, when the Akhwand acceded to Pakistan. The state lay to the north of the modern Khyber-Pakhtunkhwa Province of Pakistan and continued within its 1947 borders until 1969, when it was dissolved. The present prince, Muhammad Aurzngzeb Khan, son of Jahanzeb, married the daughter of Field Marshal Mohammad Ayub Khan in 1955. Thus by intermarriages with the other castes, the family became a branch of the imperials i.e., the Royal family of Swat valley which laid down the foundation of Swat kingdom. Jahanzeb started a degree college at Saidu Sahrif, the capital of the state, and four high schools at Mingora, Chakesar, Matta and Dagar. Fourteen middle schools, twenty-eight lower middle schools, and fifty-six primary schools were established. A girls high school and high class religious schools were established at Saidu Sharif. At all the schools, the poor students were granted scholarships. The state was an exemplary state during British rule. They also have a firm stand in politics of Pakistan. A member of the family Prince Miangul Aurangzeb was also Governor of Baluchistan.

Buddhist heritage
Historically known as Uddiyana, Tantric Buddhism flourished under King Indrabhuti, however, there is an old and well-known scholarly dispute as to whether Uddiyana was in the Swat valley, Orissa or some other place. Padmasambhava (flourished eighth century AD), also called Guru Rimpoche, Tibetan Slob-dpon (teacher), or Padma 'byung-gnas (lotus born), semi-legendary Indian Buddhist mystic who introduced Tantric Buddhism to Tibet was, according to tradition, native from Uddiyana.[10] He is revered as the second Buddha in Tibet. Padmasambhava is said to be the son of Indrabhuti, king of Swat in the early eighth century AD and one of the original Siddhas. Indrabhuti's sister, Lakshminkaradevi, is also said being an accomplished siddha of the 9th century AD.[11]

Ancient Gandhara, the valley of Pekhawar, with the adjacent hilly regions of Swat and Buner, Dir and Bajaur was one of the earliest centers of Buddhist religion and culture following the reign of the Mauryan emperor Ashoka, in the third century BC. The name Gandhara first occurs in the Rigveda which is usually identified with the region

The Swat museum has acquired footprints of the Buddha, which were originally placed for devotion in the sacred Swat valley. When the Buddha ascended, relics (personal items, body parts, ashes etc.) were distributed to seven kings, who built stupas over them for veneration.

The Harmarajika stupa (Taxila) and Butkarha (Swat) stupa at Jamal Garha were among the earliest Gandhara stupas. These were erected on the orders of King Ashoka and contained the genuine relics of the historic Buddha.[citation needed]

The Gandhara school is credited with the first representations of the Buddha in human form, rather symbolically as the wheel of the law, the tree, etc.
As Buddhist art developed and spread outside Gandhara, Gandharan styles were imitated. In China the Gandhara style was imitated in bronze images, with gradual changes in the features of these images over the passage of time. Swat is celebrated throughout the Buddhist world as the holy land of Buddhist learning and piety. Swat was a popular destination for Buddhist pilgrims. Buddhist tradition holds that Buddha himself came to Swat during his incarnation as Gautama Buddha and preached to the people here.

It is said[by whom?] that the Swat valley was filled with fourteen hundred imposing stupas and monasteries, which housed as many as 6,000 images of the Buddhist pantheon for worship and education. Archaeologists now know of more than 400 Buddhist sites covering an area of 160 km2 in Swat valley alone. Among the excavations of Buddhist sites in Swat an important one is Butkarha-I, containing original relics of the Buddha.[citation needed] A stone carved statues of Buddha, are still existent in the village Ghalegay and Jehanabad Manglawar. There is also a big stupa in Shingardar Ghalegay and other ones are located in Amlukdara near Barikot and Shnasha stupa near Batora village.

Hindu Shahi rulers and Sanskrit
Swat was ruled by the Hindu Shahi dynasty, who built an extensive array of temples and other architectural buildings, now in ruins. Sanskrit may have been the lingua franca of the Swatis.[13]
Hindu Shahi rulers built fortresses to guard and tax the commerce through this area. Their ruins can be seen in the hills of Swat: at Malakand pass at Swat's southern entrance.[14]

Advent of Islam by Mahmud of Ghazni

At the end of the Mauryan period (324–185 BC) Buddhism spread in the whole Swat valley, which became a very famous center of Buddhist religion.
After a Buddhist phase the Hindu religion reasserted itself, so that at the time of the Muslim conquest (1000 AD) the population was solidly Hindu.[15]
In 1023, Mahmud of Ghazni attacked Swat and crushed the last Buddhist King, Raja Gira in battle. The invasion of Mahmud of Ghazni is of special importance because of the introduction of Islam as well as changing the Chronology.[16]

Arrival of Yousafzais

The first Muslim arrivals in Swat were Pakhtun Dilazak tribes from south-east Afghanistan. These were later ousted by Swati Pakhtuns, who were succeeded in the sixteenth century by Yusufzai Pakhtuns. Both groups of Pakhtuns came from the Kandahar and Kabul valley.

Agriculture

Gwalerai village located near Mingora is one of those few villages which produces 18 varieties of apples due to its temperate climate in summer. The apple produced here is consumed in Pakistan as well as exported to other countries. It is known as ‘the apple of Swat’.[29] Swat is famous for peach production mostly grown in the valley bottom plains and accounts for about 80% of peach production of thecountry. Mostly marketed in the national markets with brand name of "Swat Peaches". The supply starts from April and continue till September because of a diverse range of varieties grown


28 Most Beautiful Places of Swat Valley You Must Visit


Swat, the land of romance and beauty, is celebrated throughout the world as the holy land of Buddhist learning and piety. Swat acquired fame as a place of Buddhist pilgrimage. Buddhist tradition holds that the Buddha himself came to Swat during his last reincarnation as the Guatama Buddha and preached to the people here. It is said that the Swat was filled with fourteen hundred imposing and beautiful stupas and monasteries, which housed as many as 6,000 gold images of the Buddhist pantheon for worship and education. There are now more than 400 Buddhist sites covering and area of 160 Km in Swat valley only. Among the important Buddhist excavation in swat an important one is Butkarha-I, containing the original relics of the Buddha.

The lush-green valley of Swat, with its rushing torrents, icy-cold lakes, fruit-laden orchards and flower-decked slopes is ideal for holidaymakers. It has a rich historical past, too. This is "Udayana" (The Garden) of the ancient epics; the land of enthralling beauty, where Alexander of Macedonia fought and won some of his major battles before crossing over to the delta of Indus River. This is the 'valley of hanging chairs', as described by the famous Chinese pilgrim-chroniclers, Huaen Tsang and Fa-Hian in the fifth and sixth centuries. Swat was once the cradle of Buddhism of all of its schools – Mahayana, Hinayana and Tantrayana, where once 1,400 monasteries flourished. It was the home of the famous Gandhara School of Sculpture that was an expression of Greco-Roman form in the local Buddhist tradition.

Swat was also the historical land where the Muslim conquerors, Mahmud of Ghazni, Babur of Ferghana and Akbar fought their battles preparatory to the conquest of South Asia. The valley of Swat sprawls over 10,360 sq. km at an average elevation of 875 metres. The maximum temperature in July is 38 C and minimum (during January) is 1 C. The normal temperature is maximum 21 C and minimum 7 C. The tourist season is year-round. Some of the most breathtaking and interesting places to visit in Swat valley are as follow:

1) Alpurai, Swat
Alpuri or Alpurai (Pashto: الپوری‎) is the capital of Shangla District in the Khyber-Pakhtunkhwa province of Pakistan. It is located at 34°54′00″N 72°39′00″ and has an average elevation of 1587 meters. The place has a government degree college and District headquarters hospital.

2) Bahrain, Swat
Bahrain (Torwali/Pashto: بحرین; also spelled Behrain) is a hill station located in Swat District of Khyber Pakhtunkhwa, Pakistan, 60 km North of Mingora at an elevation of 4700 ft on the right bank of Swat river. It is named Bahrain (lit. "two rivers") due to its location at the confluence of the Daral and Swat rivers. It is known for its riverside tourist resorts, local handicrafts, and its view of the merging of the Daral and Swat Rivers. It also serves as a base camp for the trail that leads to the Daral & Saidgai lakes.
3) Cheel, Madyan, Swat

4) Fazigat Park, Swat
Fizagat view.jpg|thumb]]The old name of Fizagat was Qazagat; qaza meaning "death" and gat meaning "mount". Thus, Qazagat was called the "Mount of Death". It is said that during the rule of Miangul Abdul Wadud (Badshah Sahib) Wali of Swat, the convicted were punished at the top of this mount.

The park was established in 1984 by then chairman of the Municipal committee of Mingora Malak Bairam Khan.[2] During the 2010 flood, some areas of the park were damaged.[2] Renovation began in June, 2012, performed by the Tehsil municipal administration with the financial assistance of PaaRSA. Rs 3.5 million were allocated for rehabilitation. Additional land of 35,000 ft2 was added to the park.[3] The park was revamped with the cooperation of the Government of Japan in 2013. Rs 14 million had been allocated for the park’s upkeep in 2015.

On 6 July 2015, an expansion project was inaugurated. The project included planting of trees, construction of a bridge, a solar-powered illumination system, expansion and further beautification.[4]
5) Gabral River, Swat
The name is derived from an old Sanskrit term, Suvastu, which means crystal clear water, like azure in colour. It is mentioned in Rig Veda 8.19.37 as the Suvastu river.[1] With the passage of time, it was shortened to Swat by the people.
River Swat has a great untapped hydropower potential which could be harnessed for green power generation. Among them, the feasible site near Munda Headworks has an installed generation capacity of 740 MW.[2] while others are Asrit Kedam HPP, Gabral HPP and Matiltan HPP There are several micro hydro-electric power projects on canals from the Swat River which generate electricity for local usage.

6) Hindukush Mountain Range, Swat
7) Jarogo Waterfall, Swat
8) Kalakot Village, Swat
9) Kalam Forest, Swat
10) Kalam Town, Swat
11) Kandol Lake, Kalam, Swat



12) Madyan, Swat

13) Mahodand Lake, Swat


14) Malam Jabba, Swat
15) Mankial Village, Swat

16) Matiltan, Kalam, Swat

17) Miandam, Swat

18) Saidgai Lake, Upper Swat

19) Saifullah Lake, Near Mahodand Lake, Kalam, Swat

20) Sair Village, near Malam Jabba

21) Shahi Bagh near Gabral, Swat

22) Shangla Top, Swat

23) Shingardar Stupa, Ghalegay, Swat

24) Shingrai Waterfall, Swat

25) Swat Waterfall

26) White Palace, Swat

27) Spin Khwar Lake, Swat


28) Khapero Lake, Swat

Wednesday, 26 July 2017

procedure of transferring of OWNERSHIP of bike,

Recently i sold my CD70, and bought a used CG125, i was unaware of the procedure of transferring of bike, searched a lot on this forum but couldn't find a proper thread. Well i have had the bike transferred on my name and here's a list of step by step procedure of how to get it done. (Mine was Rwp registration but it is applicable on whole of punjab)
Now you have two options 1) With seller 2) Without seller
This means that whether the seller is willing to come along with you to excise office or not. If not than it will cost you anything b/w 2000 to 2500.
However if the seller is willing to come along with you it will cost Rs750. And this the way i got it done as seller was a very good friend of mine, so first i will explain how to get it done if seller is with you.
Arrive early at the excise office around 10. There will be a lot of potwaris outside who will try to trap you and will try to negotiate with you. Pay no heed and go straight inside the excise office.
Once inside locate the series number which you have, here inside there will be people as well who will try to trap you saying the line is very long we can have it done early for you, dont pay any attention to them
Go straight to the counter which has your series number hanging on it and submit the return file as well as certificate of registration to him.
He will see the stamp paper/transfer deed and will ask wether both buyer and seller are present, than he will ask for original CNIC and will check the bike's number on his computer as well to make sure that entry is there and if the bike is stollen or not ...........
After confirming he will take out the Transfer order form and will fill small details such as bike number and than will ask for thumbprint and signature of both buyer and seller.
After this he will do his own signature and put a stamp on it, and hand it over to you, and will tell you to get it filled duly and get the return file completely photocopied.
At this time the work of seller is complete he may leave if he wants to.
It only takes 5 mins to fill the form, you may pay Rs100 to one of the potwaris so that he may add to witnesses. Remember this is not necessary my T.O form got accepted without this so first try to submit without it, but if the person on the counter insists than get the two witnesses.
Take the filled T.O form along with photocopied return file to the counter and submit it. He will make the entry in computer and you will have to submit fee of Rs750 after which he will give you the receipts as well as return file (He will keep the photocopy and the booklet (certificate of registration)
Minimum processing time i s 2 weeks after which you will receive your booklet with transfer sticker on it.
The second procedure is very simple everything will be done by the potwari it will cost you a hell lot more, and you will still receive the copy after 2 weeks. (REMEMBER THE DURATION WOULD BE SAME THE EXTRA MONEY HE IS CHARGING IS FOR BRIBING PURPOSES).
So it is better to get the seller come along with you, in my case it was a friend, in case of an unknown person you may hold 2k back of the selling price than he will be bound to come with you, otherwise he may give you golis of not having time. (No offense to anyone i am talking in general as this is what usually happens)
Hope this helps people who were completely unaware of the procedure, i guess in case of car it would be more or less the same, but cant really confirm.
COPIED FROM PAKWHEELS

Friday, 2 June 2017

CPEC Long Term Plan

Forwarded as received
Have you read about #Hambantota port of Sri Lanka? China sold Sri Lanka a plan to develop Hambantota Port during tenure of previous regime of Sri Lanka. China gave them a big loan (did not spend their own money) to Sri Lanka for developing Hambantota. With all their clout in Colombo, Chinese ensured that all the contracts of construction of Hambantota were secured by Chinese companies only. In a way, most of the money came back to China. Now the Hambantota is ready but not able to gather any revenue because it never could have....but Sri Lankans have a big debt which they cannot repay. Now the real game begins. Chinese are negotiating with Sri Lankans that they lease the port to them for forgoing the loan. What will happen now? Chinese will get Hambantota port and 2000 acres of land around it, and they will turn it in to military base. Hambantota is a good site for a military base but not for a maritime port. China gave a loan to Sri Lanka, which Sri Lanka gave to Chinese companies to build a port which will be used as a naval base by China. And China will get Hambantota port plus 2000 acres of land around it for free for 99+99 years. Sri Lanka lost their sovereign land for nothing. This has been called Debt Trap Diplomacy by foreign policy experts.
Don't shoot the messenger just because he is Indian.
I recommend you all read the CPEC Long Term Plan (LTP) document on Dawn's Exclusive on CPEC, and then every Pakistani should ask themselves the following:
1) Why was port of #Gwadar leased out to the Chinese for 43 years for free? If not, how much money did China pay for lease of Gwadar?
2) How much tariff shall China pay for containers passing every year through Pakistan? Or has a lump some amount been decided?
3) Why is Pakistani taxpayer paying more than $11 billion for construction of highways under CPEC scheme when China is going to be a primary beneficiary of those highways? Why cannot China pay at least half of that amount? And why is China charging interest rate that is higher than market rate? Why didn't China give an interest free loan?
4) Why shall China be acquiring large pieces of agricultural land in Pakistan to set up the so called demonstration parks in Pakistan, as mentioned in Dawn's exclusive on CPEC? Won't that acquisition give tough competition to small farmers and eventually make Pakistani farmers landless labourers in Chinese farms on Pakistani farmlands.
5) Coal power projects would produce electricity at a very expensive price. And all the projects are guaranteed by Government of Pakistan. Any loss or inability to buy expensive coal based power shall be of Pakistani taxpayers'. Why is that so?
The CRUX is that Pakistan hasn't negotiated #CPEC in its favour. Slowly, Chinese will be running all the enterprises in Pakistan and they will have an extraordinary clout in determining the policy of various governments in Pakistan.
Earlier, it was America and now it shall be China in future. You guys have changed the client state, not the habit of having a client state.

Sunday, 9 April 2017

Naran, Kaghan Valley



Naran (Urdu: ناران ‎) is a medium sized town in upper Kaghan Valley in Mansehra District of Khyber Pakhtunkhwa province of the Pakistan. It is located 119 kilometers (74 mi) from Mansehra city at the altitude of 8,202 feet (2,500 m).

Naran is one of the most scenic towns in Pakistan, attracting thousands of tourists, trekkers, photographers and nature-enthusiast, every year. The Kunhar River, swollen by glacial melt, passes through this town as it meanders its way through the valley.[1]

Naran can be considered as base station to scenic destinations like Lake Saif-ul-Malook, Lalazar Babusar, Noori Valley and Purbi Valley
.
Accommodation
Naran has more than 100 hotels of various types ranging from high-end luxury hotels to very low priced motels. Tent motels are also present which rent family size tents to tourists to stay in. Pakistan Tourism Development Corporation (PTDC) also has a motel [2] situated in the north of town which can accommodate people on different tariffs, from average rooms to costly huts beside the River Kunhar. A market also exists there where all basic necessities of life are available.

Transportation
Naran is connected by Naran road from Mansehra. In the tourist season (1 June to 31 August) public transport runs daily between Manshera and Naran. Jeeps, rent a cars and taxis are also available from Manshera to reach here. In winter the road which leads to Naran is blocked due to heavy snowfall and it is very difficult to reach there.

Weather
In Naran, the climate is cold in winters and mild cool in summers. There is significant rainfall in summers and heavy snowfall in winters. Even the driest month still has a lot of rainfall. The average annual temperature in Naran is 10.1 °C. The region is Alpine in geography and climate, with forests and meadows dominating the landscape below peaks that reach over 17,000 feet. Following is the weather history of Naran.[3]

Hiking, trekking, and off-roading
Lake Saif-ul-Maluk
Naran to Lake Saiful Muluk dusty jeep track is approximately 9 km in length with hiking tracks difficulty level ranging from easy to medium. It can be traveled by jeep in one Hour. Net elevation gain is around 700m (2300 feet).

Ansu Lake
Ansu is tear shaped high-altitude lake situated adjacent to Malika Parbat. It can be reached via 11 km trail starting at Saif-ul-Malook. This trail can be divided in two steps. a) 7 km walk from till base of Malika Parbat. b) 4 km hike up the mountain with net elevation around 1000m (3300 feet). It can be traveled by Trekking in 4-5 Hour. Lake remains accessible from early June till late November, with deteriorating weather making it difficult at start and end of season.

Lalazar
Lalazar is a plateau once known for beautiful wild flowers and soothing pine forests. Though recently cultivation of potato and other corps declined the natural beauty, but still enchanting view of Malika Parbat and lush meadows make it a must visit. Lalazar can be reached through a muddy jeep track of 01 hour starting from Battakundi. Some people prefer trekking over riding the jeep. One famous, moderate trek starting from Lake Saif-ul-Malook through picturesque Hans Gali ends at Lalazar.

Other Tracks (Originating/Ending in Naran Valley):-

- Balakot (Gate of Kaghan Valley)
- Noori Top
- Dudipatsar Lake (Queens of The Lakes)
- Saral Lake
- Fairy Land [Place Discovered in 2014 by Shahzada Naveed]
- Battakundi
- Ratti-Gali Lake (Lake is in AJK)
- Sat-sar Mala Lakes (6 Lakes in One Place)
- Gitidas
- Gattian Lake (Lake is in AJK)
- Jalkhad (Mindblowing Place)
- Lulusar Lake
- Sarkatha lake (Lake is in Kohistan) [Lake Discovered in 2013 by Shahzada Naveed]
- Sangal Lake [Lake Discovered in 2013 by Shahzada Naveed]
- Katha-sar Lake (Lake is in Kohistan)
- Ghazi Sar (Awesome Place)
- Maheen Lake (Lake is in Kohistan)
- Babusar Top (End of The Kaghan Valley)

Top Tourist Destinations In Naran  

Lake Saif-ul-Maluk: 

is considered by many visitors to be an essential stop when visiting Naran. Located over 10,000 feet above sea level and surrounded by mountains,

Saif ul Malook Lake

 this lake was named after an Egyptian prince. With its calm surface Lake Saif-ul-Maluk reflects the surrounding mountains in its waters, creating a one of a kind location. Located roughly five miles from the city it is an hour ride by Jeep or a two hour hike to see Lake Saif-ul-Maluk.

ShogranShogran: 

due to being located in a valley Naran is home to several plateaus. Shogran is located 7,749 feet above sea level and offers an amazing view of several well known local mountains. Aside from offering a brisk hike Shogran is also near several meadows.


Lalazar:

 is a meadow located 13 miles from Naran. What makes this a desirable location to visit is the natural surroundings. Lalazar is located near the local mountains and is surrounded by a pine forest. Visitors have also commented on the lovely view of the valley below as Lalazar sits at 10,500 feet above sea level.

Siri Payee:

Siri Paye Shogran is a grassy plain at the end of a hike through a pine forest. While in a somewhat out of the way location Siri Payee has hotels and huts for summer renting. It’s high location also offers a scenic view of the valleys and river below.
Siri Paye is green carpeted land, covered under clouds and mesmerizing scenery  of snowy mountains. On your tour to Shogran, must visit Siri Paye Meadows and Siri Lake. Road condition from Shogran to Siri Paye is not too good but this place is worth seeing.



River Kunhar: 
flows through the center of the valley and is located right by Naran. Many visitors enjoy sitting by the lake and enjoying the outdoors or rafting which has also become a popular activety in recent years.Related image

Dudipatsar Lake: 

is another of Naran’s local lakes. Situated next to mountain peaks the river reflects these snowy mountains during the few months of the year it is not frozen. Considered by many visitors to be the most beautiful lake in the valley the challenge is getting to it. Visiting Dudipatsar Lake requires a several hour hike and use of Jeeps or horses to effectively get there.
Image result for Dudipatsar Lake beauty


Lulusar Lake:


 attracts tourists as it is the largest lake in the Kaghan Valley. Located 30 miles away from Naran it is also easy to get to as a Jeep ride is easily affordable.
lulusar-lakeHowever, snow and rain keep the lake closed in the winter and early parts of summer. Visitors note the smooth surface waters of the lake reflect the surrounding mountains making for a very picturesque location. It is also a good starting point for those planning to hike to other surrounding lakes.   






Babusar Top 
70 Kilometers from Naran a mountain pass at the north connecting Thak Nala with Chilas is also a famous destination while on your tour to Naran Kaghan Valley.

Sunday, 26 March 2017

JAIBP OLD PAPER STAGE I SUMMER 2009

                                                                                                                                           

 

Q.8        Being the Head of the Strategy Cost Cutting Steering Group, you are assigned
           the task of preparing a preliminary report on cost cutting at MULTIBRANDS.  
           Write the report focusing on the following:                                                                             (10)
           
           •     Product development                              
           •     Brand consolidation  
           •     Quality control and pricing  
           •     Personnel retention and hiring
 
 

 

                                                                     

                                                              -.-.-.-.-.-.-
                                                                                                                                                 

    LAWS RELATING TO FINANCIAL SERVICES – STAGE-I  
                                   ISQ Examination (Summer-2009)  
                                                                           
                                                                          
Q. 1        Fill in the blanks:                                                                                                          (10)  
  
  
Q.2       State True or False in the answer column.                                                                                      (10)  
  
  
Q.3         Please write the alphabet of selected answer in the given space:                        (13)  
  
  
Q.4         A)         Under  Financial  Institutions  (Recovery  of  Finances),  Ordinance,  2001  
                       what constitute a “customer” and his obligations?                                                                 (06)  
             
Q.4        B)          Does a banker incur any liability to third party by issuing a chequebook  
                       to the client while the bank account was opened negligently?                 (05)  
  
  
Q.4        C)          Is the bank liable to the depositor who presents Fixed Deposit Receipt on  
                       maturity for repayment, if it is found that no such deposit was recorded in  
                       the books of the branch and it transpired that the  Branch Manager had  
                       embezzled the amount?                                                                                             (05)  
  
Q.5         What  precautions  should  a  banker  take  in  opening  the  bank  accounts  in  the  
            names of;  
  
           i)          Individual                                                                                                        (05)  
             
           ii)         Trust Account                                                                                                   (05)  
             
           iii)        Account of Joint Stock                                                                                          (05)  
             
Q.6        A)          Under what circumstances a banker is justified in refusing payment of a  
                       cheque drawn upon him?                                                                                            (05)  
  
Q.6         B)         Please discuss modes of securing the finance?                                                                      (05)  
  
Q.7        A)         Discuss the banker’s rights to sell the pledged goods and the formalities to  
                     be complied with prior to exercise the powers.                                          (05)  
  
Q.7         B)         Discuss;                                                                                                           (06)  
  
           i)          “Equitable Mortgage”                                     ii)         “Legal Mortgage”  
                            

                                                                                                                                                                  
  ACCOUNTING FOR FINANCIAL SERVICES – STAGE-I  
                            ISQ Examination (Summer-2009)  
                                                               
                                                               
Q.1       State TRUE or FALSE in the answer column:                                                                    (18)  
  
Q.2       Please write the alphabet of your choice in the answer column.                         (35)  
  
Q.3       Following  transactions  were  carried  out  during  2008  by  Chinawala  Brothers  
          (CWB).  Put a letter whether each of the transaction will immediately             (10)  
  
          -    Increase (I),  
          -    decrease (D), or  
          -    have no effect (N) on the ratios/figures shown.  
  
                                                                           Leverage         Return            Quick  
                                                                             Ratio         on Assets          Ratio  
                                                                                                            
    1. January 1, 2008: CWB issues 150,000 shares of  
        stock at Rs.10 par-value.   

    2. January 20, 2008: CWB purchases a building for                                                       
        Rs.70,000 and purchases equipment for  
        Rs.35,000. It pays half the price in cash and the  
        other half through a bank loan.   
    3. March 1, 2008: CWB acquires finished goods for                                                       
        Rs.150,000. CWB pays cash for half of the  
        merchandise, and the remainder is purchased on  
        account.   
                                                                                                            
    4. March 30, 2008: CWB pays Rs.45,000 in  
        employee salaries.   

    5. July 1, 2008: CWB decides to rent additional                                                         

        building space and pays for six months rent, at  
        Rs.3000 a month, in advance.   

    6. August 22, 2008: CWB sells all of the finished                                                       

        goods for Rs.400,000, of which Rs.300,000 is on  
        account and the remainder is received in cash.   

    7. October 30, 2008: CWB collects Rs.160,000 in                                                         

        cash from its accounts receivable, and uses this  
        money to pay down its accounts payable.   

                                                                                                            
    8. November 23, Year1: CWB declares dividend  
        @Rs.2.50 per share, payable on Dec. 30, 2008.   
                                                                                                                                       

    MACRO ECONOMICS AND FINANCIAL SYSTEM OF PAKISTAN – STAGE-I  
                                     ISQ Examination (Summer-2009)  
                                                                     
  
Q.1       State True or False in the answer column.                                                                              (09)  
  
Q.2        Please write the alphabet of selected answer in the given space:                        (46)  
                                                                                                 
Q.3        A dialogue took place between two economists is as follows:  
  
           Mr. A:               The  neo-classical  model  which  is  promoted  by  the  IMF  and  its  
                                followers  in  developing  countries  needs  to  be  re-assessed.  The  
                                emphasis  on  macroeconomic  stability,  in  particular  controlling  
                                inflation should not be at the expense of growth in the developing  
                                countries such as Pakistan.  
             
           Mr. B:               The  issue  of  macro  stability  is  also  very  important.  If  that  is  
                                ignored, the growth achieved shall falter in the long-run. I believe  
                                we     should       first     look      at    achieving        stability       and     arresting  
                                inflationary trend as major focus of our economic policy.  
             
           Mr. A:               We  can  not  over-look  stability  question.  However,  we  should  not  
                                ignore  more  basic  issues  confronting  our  economy.  Poverty  rate  
                                has jumped from 23.9% to 37.5% in the course of three years. We  
                                need  investment  in  infrastructure,  human  development  projects  
                                and for improving living standard of poorer sections of society.  
             
           Mr. B:               I  think  if  we  are  able  to  keep  inflation  and  growing  macro  
                                economic imbalances in check, we may then adopt policies aiming  
                                at achieving growth on sustainable basis.  
  
           Based on the above discussion, Answer the following questions:                           
  
           i)        Is there any trade-off between inflation and growth in Pakistan’s  
                     economy? Justify your view point with reasoning.                                   (03)  
       
           ii)       Explain why macro economic stability is important for smooth  
                     functioning  of economy.                                                                             (03)  
       
Q.4        (A)       Outline the major factors responsible for liquidity pressures experienced  
                     by Banking System in Pakistan in recent past?                                        (05)  
   
Q.4        (B)       What  are  the  implications  of  high  fiscal  deficits  for  monetary  policy?  
                     Discuss in the context of Pakistan.                                                             (05)  
       
Q.5        (A)       What does a balance of payments statement tell us?                                (02)  
  

                                                                     

JAIBP OLD PAPER STAGE I WINTER 2009

1-BCforFS(W09)
2-LRtoFS(W09)
3-AccountingforFS(W09)
4-MEandFS(W09)

                                                                                                                                     

   BUSINESS COMMUNICATION FOR FINANCIAL SERVICES – STAGE-I
                                  ISQ EXAMINATION (WINTER 2009)
 
Q.1       (A)        Please write the alphabet of selected answer in the given space:          
 
Q.1        (B)       Complete the definitions with items given below:                                                              
 
          A)         Skills                          B)        Inventory                       C)     Staffing Levels
           D)        Overheads                       E)        Cash Flow                       F)      Premises
           G)        Investment                      H)        Staff Input                      
           I)       Promotional Expenditure
 
 
                                                   BEATING A RECESSION
 
Here are a few tips for small business managers to follow during economic downturns.
 
           1.        __________________  Monitor  your  company’s  financial  health,  and  make
                     monthly forecasts to ensure that expenses and planned expenditures are in line
                     with accounts receivable. Be able to project where you will stand three months
                     in advance.
           
           2.        __________________ Examine your capital spending. Consider delaying the
                     purchase  of  high  cost  items,  upgrading  equipment,  and  expansion  plans  that
                     will take a long time to pay off.
           
           3.        __________________  Consider  reducing  stock  of  slow-moving  products.
                     Observe the results, and look out for products that should be eliminated from
                     your  stock  .This  way  if  sales  plummet,  less  of  your  cash  is  secured  in
                     unproductive assets.
           
           4.        ___________________   Many   businesses   reduce   advertising   during   hard
                     times. However, increasing ad outlays during slowdowns helps a business to
                     get ahead of rivals who cut back.
           
                     
           5.        __________________ You could generate extra income  by subletting excess
                     office space.  
           
           6.        __________________ A business can save huge amounts of money by buying
                     recycled printer cartridges and used computer equipment, copiers, and office
                     furniture.
           
           7.        ___________________   Organisation   often   cut   back   on   training   during
                     recessions. However, slow periods are the optional  time to conduct training,
                     especially low-cost, on-the-job instruction.
                                                                                                                                                   

             LAWS RELATING TO FINANCIAL SERVICES – STAGE-I
                                      ISQ Examination (Winter-2009)
                                                                     
 
Q. 1       Fill in the blanks:                                                                                                    
 
 
Q.2      State True or False in the answer column.                                                                                
 
Q.3        Please write the alphabet of selected answer in the given space:                      
 
Q.4        Study the following and give your answer as (Yes) or (No) with suitable
            explanation.   Any   answer   without   explanation   will   render   the   answer   as
           incorrect.            
 
           A)        A cheque is drawn ‘Pay A’ without the words ‘or order’ or ‘bearer’.  Is
                     the  cheque  payable  to  A  in  person,  or  is  transferable  or  negotiable  by
                     him?                                                                                                        
 
           B)        Do  the  word  “Not  negotiable”  written  across  a  cheque,  without  two
                     parallel  transverse  lines,  render  the  cheque  as  crossed?    Would  the
                     drawee bank be justified in paying such a cheque across the counter.  
 
           C)        A joint account is opened, either party having power to sign cheques in
                     individual  capacity.  A  cheques  is  presented,  in  the  handwriting  of  and
                     signed by one and altered and duly signed by the other. Is this acceptable?
                                                               
 
           D)        Mr.  and  Mrs.  Aslam  are  joint  customers,  who  have  deposited  for  safe
                     custody  among  their  holdings  national  saving  certificates  purchased  for
                     their son and daughter. The son on reaching the age of 18, requests the
                     bank to deliver the certificates purchased in his name claiming that he is
                     the true owner. This followed by a similar request from the daughter, who
                     is still under 18. Whether the bank should entertain their requests?      
 
Q.5        One of your client purchased a payment order for Rs. 400,000 in favour of
           Karachi        Municipal          Corporation.           After      fifteen      days      he    approached           for
           cancellation  surrendering  the  original  instrument  stating  that  the  instrument
           was not  submitted  to  KMC  and  credit  the  proceeds  in  the  account maintained
           with you.                                                                                                                
                       
           i)        Whether   a   payment   order   can   be   cancelled   at   the   request   of   the
                     purchaser after issuance?                                                                                    
                     
           ii)       If after cancellation, you received a claim from KMC asking to return the
                     instrument as a valid beneficiary. What will be your response?              
                     

                                                                   
      ACCOUNTING FOR FINANCIAL SERVICES – STAGE-I  
                                       ISQ Examination (Winter-2009)  
                                                                      
                                                                      
Q.1        State True or False in the answer column.                                                                              
  
  
Q.2        Please write the alphabet of the selected answer in the given space:                   
  
  
Q.3        Choose  one  of  the  two  alternatives  given  below  and  fill  in  the  blank  in  the  
           following statements:                                                                                                   
             
                                                                   
Q.4        There was a credit balance of Rs 4,190/- in bank statement of the ABC Company  
           on 29th February, 2009. On the very date the cash book of the company showed a  

           debit balance of Rs 5,210/-. On going through the above records, it revealed that:  
  
           A)         Payments side of cash book was under cast by Rs 500/-  
             
           B)         Under mentioned charges were not entered in the cash book:  
                      (i)       With holding income tax Rs 300/-  
                      (ii)      Bank charges Rs 100/-        
                      (iii)     Profit Rs 280/-           
                        
           C)         The  payment  of  Rs  350/-  made  by  the  bank  in  compliance  with  the  
                      existing instructions of the company has not been entered in the cash book  
             
           D)         A cheque amounting to Rs 1,125/- received from a customer paid into the  
                                       th                                                                                            st 
                      bank on 27          February, 2009 did not appear in the bank statement till 1    
                      March, 2009  
             
           E)         Cheques drawn by the company for Rs 600/-, Rs/- 300 & Rs 175/- had not  
                      been presented at the bank   
   
     Required:  
           Prepare the Bank Reconciliation Statement as at 29th February 2009.                

             
  
                                                                                                                                         

    MACRO ECONOMICS AND FINANCIAL SYSTEM OF PAKISTAN – STAGE-I  
                                       ISQ Examination (Winter-2009)  
                                                                       
Q.1        State True or False in the answer column.                                                                                 
  
Q.2        Please write the alphabet of the selected answer in the given space:                   
  
Q.3        Two  leading  business  executives  of  large  concern  were  discussing  the  potential  
           for future business operations.   
  
           Mr. A. The new trade policy has spelled out various incentives for augmenting  
           export  base  during  the  next  three  years.  We  can  now  think  about  planning  to  
           extend product range offering export potential.  
             
           Mr. B. I think the role of exports as “the driver” of economic activity and growth  
           is somewhat over exaggerated. The export sector cannot perform in isolation i.e.  
           without boosting overall economic growth and in particular domestic trade and  
           commerce. However, the key is conducive investment climate.   
             
           Mr. A. You may be right in long term perspective but in short-run the incentives  
           offered are lucrative and we can explore opportunities in export markets.   
             
           Mr. B. No., I strongly believe you need to boost domestic commerce to create new  
           opportunities  for  investment  and  push  sustainable  economic  activities.  Unless  
           you become competitive, you cannot make a successful entry in export market.  
  
Based on the above discussion, answer the following questions:  
  
i)         Do you agree with the comments the role of exports as driver of economic growth  
           is exaggerated?                                                                                              
  
ii)        What is the importance of a vibrant domestic market in boosting export sector?    
                                                                                                                        
  
Q.4                   For an economy following information is available                                       
  
                      Natural Rate of Employment                           =          5.5%  
                      Current Unemployment Rate                            =          7%  
                      Current GDP level                          =         Rs.10.00 billion   
  
           What is the shortfall in potential GDP if Okun’s law holds?                      
  
Q.5        (A)        What is hyper inflation, what factors leads to hyper inflation?            
       
Q.5        (B)        Explain how hyper inflation might lead to a severe decline in total output? 
                                                                                                                       
       

                                                                      


                                                                   

The tomb of Baba Shadi Shaheed, also known as Hazrat Sheikh Shadi Shaheed or Raja Shadab Khan,

 The tomb of Baba Shadi Shaheed, also known as Hazrat Sheikh Shadi Shaheed or Raja Shadab Khan, is a revered Sufi shrine located in the Sama...